How to sign up for fomo, step by step

To sign up for fomo with the fee discount, open a referral link first, then create your account with email or Apple ID, fund it and place a trade. The only step you cannot fix later is the first one: fomo attaches referrals on the signup screen and has no field to add one afterwards.

Start step 1: open the referral link

Before you start: can you use fomo?

• Location. fomo's Terms of Service block access from places including Crimea, Cuba, Donetsk, the Democratic Republic of the Congo, Iran, Libya, Luhansk, Myanmar, North Korea, Sudan, Venezuela, Yemen and sanctioned jurisdictions, and forbid VPNs to get around that.
• Age. The App Store lists the app as 18+.
• Device. iPhone needs iOS 16.4 or later; Android installs from Google Play; any modern browser works at fomo.family.
• Money you can lose. Only deposit what you could lose entirely.

Step 1: open the referral link before anything else

Open our fomo referral link on the phone or computer you will sign up with. It takes you to fomo.family. If you are on a phone and the app is not installed yet, install it from the official fomo app listings and come back to the link, so the signup screen is reached through it. If you already installed and registered, the discount can no longer be added in the app.

Step 2: create your account with email or Apple ID

fomo's own app guide describes sign-up as a choice between an email address and Apple ID. You do not choose a seed phrase or connect an existing wallet: fomo generates a fomo wallet for you through Privy, and there is no ID upload in the flow (see fomo KYC rules), its third-party wallet provider. On iPhone, Face ID then protects app access, withdrawals and private key export. Read how the fomo wallet is secured if you want to know what that means for your funds.

Step 3: add funds to your cash balance

If you are sending USDC from an exchange, copy the deposit address for the exact network you are withdrawing on, and send a small test amount first.

Step 4: place your first trade

Tap a token from the home screen, search or your feed, check which chain it is on, then tap buy and enter an amount. Start small. On Solana, orders between 5 and 47.50 USDC pay a 2% fee, while from 190 USDC they pay 0.50% with no gas; on other chains it is 0.50% plus the network fee. The fomo fee breakdown shows what your order size will cost, and our guide to buying crypto on fomo walks through the buy screen itself.

Step 5: confirm the discount is active

Open the details of a trade on a chain charged at the standard rate. A fee of 0.45% means the referral is on the account; 0.50% means it is not. fomo does not show referrals anywhere else we could find. If it is missing, contact fomo support through help.fomo.family, because only fomo can fix it. More on how the discount works is on the fomo referral code page.

Step 6: know how to get money out

Withdrawals start from the cash balance on your profile. You can withdraw USDC on-chain, to a debit card or to a bank account, where available in your region. fomo says bank withdrawals arrive within three business days, the first may need additional verification, and larger ones may be reviewed. Withdrawing to the wrong network can lose the funds, so double-check the network. For everything else, see the fomo FAQ.

Sign-up questions